Important privacy information for customers of Lafayette Investments, Inc.
We consider the privacy of our customers or former customers to be a matter of the utmost importance. We will treat any personal customer data provided to us with the highest level of regard for the confidentiality of personal and financial information.
Collection and Use of Personal Information
We collect non-public, personal information provided on forms and applications and through electronic media for some individual customers. We also collect information about your transactions with us, our affiliates, and others. Non-public, personal information may include names, dates of birth, addresses, phone numbers, Social Security numbers, and other account information. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
We will not sell your personal information. In the normal course of business we may share your information with Non-Affiliated third parties that provide services to us such as custodians and vendors providing data processing or computer services. We require confidentiality agreements with Non-Affiliated third parties. In addition, we may disclose your information to federal and state government agencies and regulators as permitted under the law. All customer information will be kept to the highest possible level of confidentiality.
Employee Access to Information
Individual customer information is only made available to those of our employees who need access in order to provide products and services to you. In recruiting new employees, Lafayette will ascertain the privacy requirements of the firm that a potential new hire is leaving, in order to make sure that financial professional’s customers have the opportunity to opt out of the release of any non-public information about them or their accounts. Likewise, Lafayette will obtain certifications of financial professionals planning to leave the Firm that they have not provided non-public information regarding customers or their accounts to a potential new employer. Such information will in no case be provided to any third party without informing customers of non-public information that might potentially be shared with a former Lafayette financial professional’s new employer, and giving customers the opportunity to opt out of the release of that non-public information.
We maintain physical, electronic and procedural safeguards in order to comply with federal and applicable state laws to guard customer information. We do not recommend that you provide your account name or number to anyone for any reason. If you choose to provide this information to a third party, you do so at your own risk. If you are a victim of fraud or identity theft, please contact your Financial Advisor to put a hold on your account.
Accuracy of Personal Information
Please notify us if you believe that any of your personal or financial information is incorrect, incomplete or out of date. We will make any necessary corrections.
For More Information
If you have any questions or concerns about the privacy of customer information, please contact us Monday through Friday, between 9:00 am and 5:00 pm Eastern Time, at (301) 570-2959.
This policy is effective September 22, 2021.
Lafayette Investments, Inc. Important Money Market Fund Disclosure
Money market funds are considered cash equivalents, however they do not guarantee a return of principal and may not provide immediate access to your investment. Please contact your Financial Advisor or refer to the prospectus for additional information regarding features and risks.
Please see the Important Disclosures page of our website at www.lafayetteinvestments.com for Lafayette’s other Important Disclosures: Business Continuity Disclosure Summary; Privacy Notice; Computer Security; Client Relationship Summary Investment Advisory Services and Form ADV, Part 2 Disclosure Brochure.